Welcome
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Buying a home? Use our San Diego MLS automated
system to receive daily email updates of new listings on the market. From
searching for your perfect home, to negotiating the contract, to successfully
closing escrow, our services are always free to our buyers. If you are a first-time
homebuyer, I would be glad to guide you through all the intricacies of finding and
acquiring your first home. If you are an experienced buyer, my expertise will help
you find the property you want in this competitive market.
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Selling a home? My national online presence and offline marketing programs will give
you the edge you need to sell your home for top dollar.
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Relocating? If you are moving to San Diego, I can assist you in collecting the
information you need to make your transition as smooth as possible.
Full Spectrum Real Estate Service
If you would like FREE professional representation, I'd
be glad to assist you through the transaction process. My buyer services include:
Determining Sellers Motivation
Once we have found homes that match your criteria, determining the sellers
motivation can mean the difference between obtaining a great buy and paying too much.
I'll do the necessary research of recent sold comparables and of the sellers
motivation to help you structure an effective offer. Many times it is this extra
edge that saves you.
Writing Offer to Purchase
When you are ready to make an offer, I'll draft the Purchase Contract, advising you
on protective contingencies, customary practices and local regulations. At this time
you will need to provide an "earnest money" deposit, usually from 1 to 3% of the
purchase price (the deposit is not cashed until your offer has been accepted by the seller).
Acceptance of Offer
After I present your offer to the agent and seller, the seller has three options:
they can accept your offer, counter your offer, or reject your offer. My negotiating
skills, experience, and knowledge of your needs and qualifications will benefit
you in reaching a final agreement.
Open Escrow
When the Purchase Contract is accepted and signed by all parties, I'll open escrow
for you. At this time your earnest money will be deposited. The escrow will receive,
hold and disburse all funds associated with your transaction.
Contingency Period
I'll assist and advise as necessary during the contingency period to confirm financing/appraisal,
perform inspections, and satisfy any other contingencies to which your purchase is subject.
Typical contingencies include:
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Approval of the sellers Transfer Disclosure Statement
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Approval of the Preliminary Report from the title company
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Loan approval, including an appraisal of the property
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Physical inspections of the property
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Pest inspection and certification
Close Escrow
Down payment funds as a cashier's check or money transfer will be requested several
days prior to the closing date of escrow. When all of the conditions of the Purchase
Contract have been met, you will sign your loan documents/closing papers and your
lender will deposit the balance of the purchase price. The deed will then be recorded
at the County Recorder's office and you will take ownership of your home.
Over the years, I have cultivated a network of industry contacts to help support you through the transaction process
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Title Officers
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Home Warranty Specialists
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Contractors
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Home Inspectors
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Tax Specialists
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Escrow Officers
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Mortgage Brokers
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Trades-people
My role is to assist, consult and facilitate to ensure smooth sailing through the contingency period (buyer inspection, loan & appraisal).
My listing services for sellers include: More
Should buyers sign a BUYER / AGENT AGREEMENT contract?
Many real estate agent's require their buyers to sign a BUYER / AGENT AGREEMENT stating
that they agree to work exclusively with that agent. The reasoning is this: all agent's
have access to the same information. Therefore, if a buyer is working with 3 different
agent's, each agent is searching the same database and performing the same service, yet
only one agent, ultimately, will receive compensation. The agreement is to ensure
compensation for the agent's efforts.
If your agent is doing his/her job, you'll only need one!
The BUYER / AGENT AGREEMENT
is an acceptable practice; however, I recognize that a relationship either exists or
it doesn't. A relationship is not about a piece of paper legally binding a buyer to
an agent. A relationship is about a mutually beneficial exchange based on integrity.
Therefore, I do not require buyers to sign a BUYER / AGENT AGREEMENT.
Choosing an agent
As there are all types of buyer personalities, there are also all types of real estate
agent personalities. After buyer and agent meet and spend a few hours previewing homes,
if there is not a mental connection or positive working rapport between buyer and agent,
then the buyer should certainly look elsewhere for proper representation.
Why work with a buyers agent, as opposed to a dual agent?
(an agent who represents both the seller and the buyer)
Representing both parties in a legal transaction is almost impossible because of a
conflict of interest. The dual agent often defaults to representing the sellers
best interest, even though the agent has entered into a legal agreement to represent
both parties. This happens because the agent has already developed a relationship
with the seller. It is in the buyers best interest to have their own agent represent
them during the negotiation process and through the inspection contingency period.
Keep in mind, the buyers agent services are FREE to the buyer!
It's SMART to have representation 100% on your side. This makes the process
a fair one!
My Business Philosophy
A commitment to exceed my clients' expectations drives My Business Philosophy.
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Listen closely and strive to understand my clients' specific needs.
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Synthesize all information available, then set realistic expectations.
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Lead and advise my clients' to make the best decisions for them.
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Make myself readily available to my clients' while respecting their time and personal lives.
I am committed to finding you the best home in the best location at the best price!
References
"Scott was a pleasure to work with! His patience is amazing! He was always so
positive and kept us excited throughout the ups & downs we had with house hunting."
Cindy S.
"Scott was truly phenomenal! Never have I worked with an agent who worked
harder on my behalf to get the best deal possible. He went the extra mile for
me... I highly recommend you use his services."
Don D.
"You did a thorough job of assessing our needs and desires, and then finding
the ideal home for us. Every time I look at the house, I am more pleased with
it. Thanks again!"
Immanuel F.
"I was extremely impressed with Scott's responsiveness. He treated me as well
as someone who purchased a much more expensive home."
Melissa H.
Professional Associations
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Member, National Association of Realtors
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Member, California Association of Realtors
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Member, San Diego Association of Realtors
San Diego MLS Info
I encourage you to bookmark this site and visit it often.
Best Wishes,
Scott S. Hamill
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